I sadly completely identified with everything you said. The cost of feeding your kids for the next 40 years since they will never want to leave a family that has DVC points. The cost of Advil used to combat the headache that arrives while you try to keep track of your point use possibilities two years from now, ten years from now, twenty years from now, after you die, etc.ġ0. The loss of time you will experience by being on these boards making sure you don't miss out on new things like the DVC watch craze.ĩ. The loss of friends and family since they will never understand why you go to the same darn place all the time.Ĩ. The cost of the tape recorder you will need so you can record your response to the "isn't that a just a timehare" question you will soon get tired of answering individually.ħ. The reduced food costs if you eat several meals in your in-room kitchen (or even use the microwave and fridge in your Studio).Ħ. The savings in air fare since you will soon become an expert in when to book flights to Orlando (since you will now be planning WAY ahead).Ĥ. ![]() This is worth at least 2 cents per step (saving fuel costs and increased calorie burning).ģ. The ease of walking to the parks (like Epcot and MGM from the BWV or BCV). The cost savings of a rental car since you don't have to have one staying on-site.Ģ. But it's probably reasonable to factor-in a 20% discount off of the Rack Rate if you really want to see a fair analysis.ġ. Again, the level of discounts will vary as time goes on. Right now you can get AP holder discounts, AAA discounts, etc. The only other variable worth considering is whether you really want to use the Rack Rate or some discounted percentage of that rate. Others may disagree, but given the slight variations that would occur otherwise, I prefer to just keep everything in current year dollars rather than trying to project unknown increases. Disney resort rates will increase each year, and so with maintenance. Personally, I would stick with 2004 dollars for all of your calculations. At that very point in time, if you had not (or do not) purchase DVC, you would have spent as much money on cash stays as you would have buying into DVC. When you reach a point that your accumulated Rack Rate total equals or exceeds your DVC investment + maintenance, you've reached your breakeven. ![]() On the other side, list your initial purchase price for the points, and then start adding your maintenance fees as the years go by. On one side, start listing the Rack Rate (plus about 12% resort tax) for cash stays at the DVC resort as the years go by. Start a spreadsheet (or draw a line down the center of a sheet of paper). Calculate how many DVC points you would need to buy (or already own) in order to take those trips. First, decide what your vacation habits will be into the forseeable future.
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